Don't Pay All of It Up Front
A lift is a real investment, and you don't have to pay for it all at once. Pitstop Pro offers financing through Affirm and Shop Pay Installments. Eligible customers may qualify for 0% APR financing. Available payment plans, interest rates, repayment periods and approval are determined by the financing provider and applicable offer. Review your available options and terms at checkout.
Shop Lifts & EquipmentWhy Customers Finance
Lift purchases run anywhere from $1,900 to $15,000 plus. Splitting that into a manageable monthly payment is the smart move, even when you have the cash on hand.
Two Ways to Finance
Both are offered at checkout. Plans, rates and approval are set by each provider, so review the options available to you and pick the one that fits your purchase and your budget.
Best for Larger Purchases
Affirm
Affirm offers financing for higher-ticket items like 4-post lifts, alignment machines, and full shop builds.
- 0% APR financing for eligible customers
- Payment plans, interest rates, repayment periods and approval determined by Affirm and the applicable offer
- Review your available options and terms at checkout
Best for Smaller Purchases
Shop Pay Installments
Shop Pay Installments is built into Shopify checkout for payment plans on accessories, smaller equipment, and select lifts.
- 0% APR financing for eligible customers
- Payment plans, interest rates, repayment periods and approval determined by Shop Pay Installments and the applicable offer
- One-tap apply if you've used Shop Pay before
How It Works
Three steps. No paperwork on our end, no waiting on a sales rep.
Add your equipment to the cart
Pick the lift, accessories, or full shop build you want and head to checkout.
Select Affirm or Shop Pay
Choose either as your payment method and fill out a short form. Affirm takes you through their own flow, Shop Pay handles it right in the checkout.
Review your plan options
If you're approved, review the payment plans and terms offered to you and pick the one that fits your budget. Your order ships normally from there.
For Commercial Buyers
Section 179 Saves Even More
If you're equipping an auto repair shop, body shop, or commercial garage, your lift may qualify for a Section 179 deduction. The 2026 IRS limit is up to $2,560,000 in qualifying equipment write-offs.
Financing the equipment doesn't necessarily prevent it from qualifying. The deduction can apply whether you pay cash or carry a payment plan, as long as the equipment is placed in service by December 31, 2026, for calendar-year taxpayers.
Talk to your CPA about how Section 179 fits with your tax situation. We're happy to provide receipts, invoices, and any documentation you need.
Not tax advice. Section 179 eligibility depends on your business income, equipment use, and other factors. Always consult a qualified tax professional.
Common Questions
The stuff customers actually ask before financing high-ticket equipment.
Will checking my rate hurt my credit score?
How checking your eligibility affects your credit depends on the financing provider. Review the Affirm or Shop Pay Installments disclosures at checkout before you apply. If you go ahead and finance, the loan and your repayment activity may be reported to credit bureaus and can affect your credit, the same as any other loan.
What if I get denied?
Approval is determined by the financing provider. If one option doesn't approve you, you can try the other at checkout. If neither works for your purchase, reach out and our team can walk you through other ways to pay.
Can I combine financing with a discount?
Yes. Any active discount, promo code, or welcome offer on your account stacks with financing. Apply your discount at checkout first, then select Affirm or Shop Pay as your payment method to finance the discounted total.
What if I need to return the equipment?
Our standard return policy applies regardless of how you paid, including the restocking fee and return shipping. Once we process the return, the refund goes back to Affirm or Shop Pay and is applied to your balance. If the refund is less than the full purchase price, you're responsible for the difference, so it's worth checking fitment before you order. Call us if you're unsure.
Is there a prepayment penalty?
Prepayment terms are set by the financing provider and the applicable offer. Review your plan terms at checkout to see how paying early works for your plan.
Can I finance a commercial or shop order?
Affirm and Shop Pay Installments are available at checkout for commercial and shop orders, with eligibility and approval determined by the financing provider. For larger shop builds (multiple lifts, alignment machines, complete equipment packages), request a commercial quote or reach out to us directly.
Questions? Talk to a Real Person.
You'll hear back from Landon or Hunter directly. No bots, no call centers, no waiting on hold.
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