Don't Pay All of It Up Front
A lift is a real investment. Most of our customers spread theirs over 12 to 60 months through Affirm or Shop Pay Installments. Apply at checkout in minutes.
Shop Lifts & EquipmentWhy Most Customers Finance
Lift purchases run anywhere from $1,500 to $15,000 plus. Splitting that into a manageable monthly payment is the smart move, even when you have the cash on hand.
Two Ways to Finance
Both available right at checkout. Pick whichever option fits your purchase and your budget.
Best for Larger Purchases
Affirm
Affirm offers longer-term financing for higher-ticket items like 4-post lifts, alignment machines, and full shop builds. Pay over 3 to 60 months at fixed rates.
- Terms from 3 to 60 months
- Fixed APR from 0% to 36% based on credit
- No hidden fees, no compounding interest
- Soft credit check at application (no impact)
- Instant decision at checkout
Best for Smaller Purchases
Shop Pay Installments
Shop Pay Installments is built into Shopify for fast, simple payment plans on accessories, smaller equipment, and select lifts. Available on orders from $35 up to $30,000.
- 4 interest-free biweekly payments at 0% APR
- Monthly installments with rates from 0% to 36% APR
- Orders over $20,000 require a down payment at checkout
- No impact to credit score to apply
- One-tap apply if you've used Shop Pay before
How It Works
Three steps. No paperwork on our end, no waiting on a sales rep.
Add your equipment to the cart
Pick the lift, accessories, or full shop build you want and head to checkout.
Select Affirm or Shop Pay
Choose either as your payment method. You'll be redirected to their site to fill out a quick form.
Qualify in minutes
Pick the term that fits your budget, lock in your rate, and you're done. Order ships normally from there.
For Commercial Buyers
Section 179 Saves Even More
If you're equipping an auto repair shop, body shop, or commercial garage, your lift may be 100% tax deductible under Section 179. The 2026 IRS limit is up to $2,560,000 in qualifying equipment write-offs.
Many of our commercial buyers write off the full purchase in year one, even when financed through Affirm. The deduction applies whether you pay cash or carry a payment plan, as long as the equipment is placed in service before December 31, 2026.
Talk to your CPA about how Section 179 fits with your tax situation. We're happy to provide receipts, invoices, and any documentation you need.
Not tax advice. Section 179 eligibility depends on your business income, equipment use, and other factors. Always consult a qualified tax professional.
Common Questions
The stuff customers actually ask before financing high-ticket equipment.
Will applying hurt my credit score?
No. Both Affirm and Shop Pay Installments use a soft credit check to give you a decision. That means you can see your rate without any impact to your score. A hard inquiry only happens if you accept the loan and complete the purchase.
What if I get denied?
If one option doesn't approve you, try the other. Affirm and Shop Pay Installments use slightly different underwriting criteria, so it's possible to qualify with one even if the other declines. If neither approves you, our team can help you explore other paths. Just reach out.
Can I combine financing with a discount?
Yes. Any active discount, promo code, or welcome offer on your account stacks with financing. Apply your discount at checkout first, then select Affirm or Shop Pay as your payment method to finance the discounted total.
What if I need to return the equipment?
Standard return policy applies regardless of how you paid. Once we process the return, the refund goes back to Affirm or Shop Pay, and they cancel out the remaining balance on your loan. You won't keep paying for equipment you returned.
Is there a prepayment penalty?
No. You can pay off your Affirm or Shop Pay balance early at any time with no penalty and no extra fees. Many customers pay theirs off as soon as cash flow allows.
Do you finance commercial or shop orders directly?
For most commercial orders, Affirm covers it. For larger shop builds (multiple lifts, alignment machines, complete equipment packages over $30,000), reach out to us directly. We can connect you with equipment leasing partners that specialize in commercial automotive shops.
Questions? Talk to a Real Person.
You'll hear back from Landon or Hunter directly. No bots, no call centers, no waiting on hold.
Mon to Fri, 8am to 6pm ET